10 Royal Pine Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 10 Royal Pine Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1984
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Nov 2020 Refinance Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STAN M:4 L:3`

Property Details

APN / Parcel Number

Primary APN	`STAN M:4 L:3`
Alternative APN	`W0440R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	4,720 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	W0440R
Street Address	10 ROYAL PINE DR
City	STEEP FALLS
State	ME
Zip	04085-6833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	3
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1020
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records · APN STAN M:4 L:3

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 ROYAL PINE DR, STEEP FALLS, ME 04085-6833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Sep 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	10 ROYAL PINE DR, STEEP FALLS, ME 04085-6833
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374750109
Date	Nov 23, 2020
Book Page	37475/109
Instrument	76411

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Dec 01, 2034

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	10 ROYAL PINE DR, STEEP FALLS, ME 04085-6833
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386350064
Date	Sep 08, 2021
Book Page	38635/64
Instrument	64778

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

Tax Assessment & Valuation

Source: Cumberland County and Standish Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,142.00 (+5.64%)	$334,000 (+7.33%) Land $75,600 Building $258,400
2024	$3,921.00 (+9.07%)	$311,200 (+19.88%) Land $69,700 Building $241,500
2023	$3,595.00 (+2.51%)	$259,600 (+6.96%) Land $58,200 Building $201,400
2022	$3,507.00	$242,700 Land $51,600 Building $191,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 86 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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