10 Round Tree Ln, Montrose, NY 10548 Property Records

Westchester County and Cortlandt Town property record for 10 Round Tree Ln, Montrose, NY 10548

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jan 1999)
Tax Bill	$13,701 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`552289 54.12-4-5`

Property Details

APN / Parcel Number

Primary APN	`552289 54.12-4-5`
Alternative APNs	`5522890540120004005000` `13.19-000-0`

Exterior

Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	200 ft deep x 95 ft wide

Location & Zoning

Account Number	13.19-000-0
Street Address	10 ROUND TREE LN
City	MONTROSE
State	NY
Zip	10548-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.19-000-012
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	1
Census Block	1012
Census Tract	14604

Owner

10 Round Tree Ln is owned and occupied by an individual who acquired it in January 2008.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10 ROUND TREE LN, MONTROSE, NY 10548-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 1999 · Amount on File
Deed Sale	Jan 11, 1999 · Amount on File
Deed Book / Page	12205 / 125
Last Transfer Date	Jan 22, 2008
Transfer Doc	0512233468
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 ROUND TREE LN, MONTROSE, NY 10548-1428
Document Number	0571723490
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROUND TREE LN MONTROSE NY 105481428, MONTROSE, NY 10548-1428

Mortgage

Document Number	0571723490
Date	Jun 26, 2017
Book Page	057172/003490

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Round Tree Ln was $13,701 with a homeowner's exemption.

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,701.00 Homeowner's exemption
2025		$7,925 (-) Land $650 Building $7,275	$654,959 (-2.48%) Land $53,719 Building $601,240
2024	Homeowner's exemption	$7,925 (-) Land $650 Building $7,275	$671,610 (+3.39%) Land $55,085 Building $616,525
2023		$7,925 Land $650 Building $7,275	$649,590 Land $53,279 Building $596,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Round Tree Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Round Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN VILLAGE serves 2,200 people · EPA ID NY5903422
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20