10 Romney Rd, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 10 Romney Rd, Bound Brook, NJ 08805

Property Summary

Property TypeSingle Family Home
Details828 sqft · built 1927
Lot Size0.08 acres (3,472 sqft)
OwnerIndividual Name on File
Last Sale$300,500 (Sep 2024)
Tax Bill$6,407 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN04-00018-0000-00018

Property Details

APN / Parcel Number

Primary APN04-00018-0000-00018
Alternative APN
  • 040001800018

Interior

Stories2 Stories
Building Area828 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialStucco
Construction TypeFrame
Lot Area3,472 sqft (0.08 acres)
Lot Dimensions89 ft deep x 39 ft wide
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address10 ROMNEY RD
CityBOUND BROOK
StateNJ
Zip08805-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionFACILITY NAME: 100% DIS. VET
Legal Block18
Legal Lot Number18
JurisdictionSOMERSET NJ
Township / Civil DivisionBOUND BROOK
Census Block Group3
Census Block3013
Census Tract51200

Owner

Source: Somerset County and Bound Brook Borough records · APN 04-00018-0000-00018

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 06, 2022Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Oct 04, 2019Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Jul 20, 2017Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2024 · Amount on Record
Deed SaleSep 20, 2024 · Amount on Record
Prior SaleOct 04, 2019 · Amount on Record
Deed Document Number202424207
Deed Book / Page7578 / 1284
Prior Transfer DateDec 12, 2013
Prior Transfer Doc0000065551
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814
Transaction TypeMortgage
Record UpdatedApr 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814

Mortgage

Document Number0000007350
DateMar 24, 2023
Book Page7498/1104
Instrument2023007350
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueOct 01, 2049

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814

Mortgage

Document Number0000029882
DateJul 06, 2022
Book Page7455/2669
Instrument2022029882
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueOct 01, 2049

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateOct 04, 2019
Property Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814
Document Number0000037821
Book / Page007156 / 002882
Instrument DateSep 19, 2019
Instrument37821
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyASTON TITLE GROUP LLC, ASTON TITLE GRP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 ROMNEY RD BOUND BROOK NJ 088051814, BOUND BROOK, NJ 08805-1814

Mortgage

Document Number37822
DateOct 04, 2019
Book Page007156/002888
Instrument37822
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateJul 20, 2017
Property Address10 ROMNEY RD, BOUND BROOK, NJ 08805-1814
Document Number0000028689
Book / Page006975 / 002457
Instrument DateJun 30, 2017
Instrument28689
Transaction TypeTransfer
Record UpdatedAug 24, 2017
Title CompanyNFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$149.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROMNEY RD BOUND BROOK NJ 088051814, BOUND BROOK, NJ 08805-1814

Mortgage

Document Number28690
DateJul 20, 2017
Book Page006975/002463
Instrument28690
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNE, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2047

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$311,900 (+7.44%) Land $192,800 Building $119,100$311,900 (+7.44%) Land $192,800 Building $119,100
2025$6,407.00 (-10.24%)$290,300 (+1.61%) Land $172,800 Building $117,500$290,300 (+1.61%) Land $172,800 Building $117,500
2024$7,138.00 (+13.36%)
2023$285,700 Land $127,800 Building $157,900$285,700 Land $127,800 Building $157,900
2022$6,297.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims590 (1979–2021)
Claims Outside the SFHA83 of 590
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 119 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 198 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 147 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: AT&T.

Based on FCC filings for 609 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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