10 Rockledge Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 10 Rockledge Rd, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details5,188 sqft · built 1900
Lot Size0.625 acres (27,216 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Mar 2019)
Tax Bill$27,435 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-00402-0000-00004

Property Details

APN / Parcel Number

Primary APN13-00402-0000-00004
Alternative APN
  • 130040200004

Interior

Stories2 Stories
Building Area5,188 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area27,216 sqft (0.625 acres)
Lot Dimensions126 ft deep x 216 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130040200004
Street Address10 ROCKLEDGE RD
CityMONTCLAIR
StateNJ
Zip07042-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description216X126 IRR
Legal Block402
Legal Lot Number4
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3004
Census Tract16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10 ROCKLEDGE RD, MONTCLAIR, NJ 07042-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
NJ LENDERS
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Mar 1, 2019Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Deed Document Number201918845
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 ROCKLEDGE RD, MONTCLAIR, NJ 07042-1711
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROCKLEDGE RD, MONTCLAIR, NJ 07042-1711

Mortgage

Document Number0000053307
DateJun 1, 2022
Instrument2022053307
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 ROCKLEDGE RD, MONTCLAIR, NJ 07042-1711
Document Number0000098096
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 ROCKLEDGE RD MONTCLAIR NJ 070421711, MONTCLAIR, NJ 07042-1711

Mortgage

Document Number0000098096
DateOct 6, 2020
Instrument98096
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 ROCKLEDGE RD, MONTCLAIR, NJ 07042-1711
Document Number0000044008
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyWORLD WIDE LAND TRANSFER INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 ROCKLEDGE RD MONTCLAIR NJ 070421711, MONTCLAIR, NJ 07042-1711

Mortgage

Document Number0000044008
DateMay 4, 2020
Instrument44008
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateMar 1, 2019
Property Address10 ROCKLEDGE RD, MONTCLAIR, NJ 07042-1711
Document Number0000018845
Instrument DateFeb 6, 2019
Instrument18845
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 ROCKLEDGE RD MONTCLAIR NJ 070421711, MONTCLAIR, NJ 07042-1711

Mortgage

Document Number18850
DateMar 1, 2019
Instrument18850
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780,300 (-) Land $375,300 Building $405,000$780,300 (-) Land $375,300 Building $405,000
2025$27,435.00 (+3.32%)$780,300 (-) Land $375,300 Building $405,000$780,300 (-) Land $375,300 Building $405,000
2024$26,553.00 (+3.5%)
2023$780,300 Land $375,300 Building $405,000$780,300 Land $375,300 Building $405,000
2022$25,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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