10 Rivergate Dr, Cromwell, CT 06416 Property Records

Cromwell Town property record for 10 Rivergate Dr, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1980
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Aug 2023)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	Aug 2022 Refinance Oct 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`73-A5`

Property Details

APN / Parcel Number

Primary APN	`73-A5`
Alternative APNs	`CROM M:00466300` `M:73 B:50 L:A5` `466300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	3,927 sqft
1st Floor Area	1,509 sqft
Basement Area	1,413 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	466300
Street Address	10 RIVERGATE DR
City	CROMWELL
State	CT
Zip	06416-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	50
Legal Lot Number	A5
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	4
Census Block	4003
Census Tract	570300

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NUTMEG STATE FEDERAL CREDIT UNION
Oct 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Jan 30, 2018	Deed of Trust, Mortgage MEMBERS MORTGAGE COMPANY INC
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage NUTMEG ST CU
Nov 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Jun 30, 2008 · Amount on Record
Deed Document Number	20231442
Deed Book / Page	1802 / 298
Transfer Doc	1606-327
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001776-191
Date	Aug 12, 2022
Book Page	1776/191
Instrument	1781

Lender

Name	NUTMEG STATE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	205 Months
Due	Sep 1, 2039

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001831-225
Date	Oct 1, 2024
Book Page	1831/225
Instrument	1724

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2025

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Aug 30, 2023
Property Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Document Number	001802-298
Book / Page	1802 / 298
Instrument Date	Aug 28, 2023
Instrument	1442
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522

Mortgage

Document Number	0000001443
Date	Aug 30, 2023
Instrument	1443

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1613-114
Date	Jan 30, 2018
Book Page	1613/114

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Document Number	16168-329
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIVERGATE DR CROMWELL CT 064161522, CROMWELL, CT 06416-1522

Mortgage

Document Number	16168-329
Date	Apr 25, 2018
Book Page	016168/000329

Lender

Name	NUTMEG ST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Apr 24, 2035

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CROMWELL CT
Recording Date	Nov 3, 2017
Property Address	10 RIVERGATE DR, CROMWELL, CT 06416-1522
Document Number	1606-327
Book / Page	001606 / 000327
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIVERGATE DR CROMWELL CT 064161522, CROMWELL, CT 06416-1522

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,817.00	$253,890 (-) Land $103,250 Building $150,640	$177,723 Land $72,275 Building $105,448
2024	$7,817.00 (+4.69%)
2023	$7,467.00 (+4.35%)	$253,890 (+18.26%) Land $103,250 Building $150,640
2022	$7,156.00	$214,690 Land $93,310 Building $121,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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