St. Charles County property record for 10 River Wind Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,564 sqft · built 2024 |
| Lot Size | 0.188 acres (8,194 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,794 (May 2024) |
| Tax Bill | $5,667 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T240500064 |
| Primary APN | T240500064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,646 sqft |
| Basement Area | 1,082 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 8,194 sqft (0.188 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T240500064 |
|---|---|
| Street Address | 10 RIVER WIND DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BREEZE ESTS #2 LOT 86 |
| Legal Subdivision | RIVER BREEZE ESTS #2 |
| Legal Lot Number | 86 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 310202 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 RIVER WIND DR, SAINT CHARLES, MO 63301-4597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Deed Document Number | 202416528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2024 |
| Property Address | 10 RIVER WIND DR, SAINT CHARLES, MO 63301-4597 |
| Document Number | 0000016528 |
| Map Reference | DOC 2023R-022804 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024R-016528 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774 |
| Name | Verified Name |
|---|---|
| Address | 10 RIVER WIND DR, SAINT CHARLES, MO 63301-4597 |
| Document Number | 0000016529 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024R-016529 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Change Frequency | 5 Years |
| Index | 5-Year TN |
| Margin | 2 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,122 | $463,801 Land $60,000 Building $403,801 | |
| 2025 | $5,667.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures