10 River Rd, West Baldwin, ME 04091 Property Records

Cumberland County and Baldwin Town property record for 10 River Rd, West Baldwin, ME 04091 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 2000
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$270,100 (May 2009)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:005 L:026-B`

Property Details

APN / Parcel Number

Primary APN	`M:005 L:026-B`
Alternative APNs	`BALD M:5 B:26 L:B` `904`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Tile
Lot Area	108,900 sqft (2.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	904
Street Address	10 RIVER RD
City	WEST BALDWIN
State	ME
Zip	04091-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	26
Legal Lot Number	B
Jurisdiction	BALDWIN ME
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3048
Census Tract	16500

Owner

Source: Cumberland County and Baldwin Town records · APN M:005 L:026-B

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 RIVER RD, WEST BALDWIN, ME 04091-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage TRUCHOICE FEDERAL CREDIT UNION
Feb 14, 2018	Deed of Trust, Mortgage TRUCHOICE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2009 · Amount on Record
Deed Sale	May 19, 2009 · Amount on Record
Prior Sale	Dec 29, 2008 · Amount on Record
Deed Book / Page	26905 / 54
Transfer Doc	26905-0054
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Recording Date	Jul 27, 2026
Property Address	10 RIVER RD, WEST BALDWIN, ME 04091-3119
Document Number	0000031293
Book / Page	42423 / 68
Instrument Date	Jul 20, 2026
Instrument	202631293
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIVER RD, WEST BALDWIN, ME 04091-3119

Mortgage

Document Number	0000031293,
Date	Jul 27, 2026
Book Page	42423/68
Instrument	202631293

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate	5.81%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	10 RIVER RD, WEST BALDWIN, ME 04091-3119
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346550126
Date	Feb 14, 2018
Book Page	34655/0126
Instrument	000000007264

Lender

Name	TRUCHOICE FCU

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Baldwin Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Baldwin Town
Unified School District	School Administrative District 55 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,547.00 (-0.62%)	$159,200 (-) Land $26,700 Building $132,500
2024	$2,563.00 (+13.61%)	$159,200 (-) Land $26,700 Building $132,500
2023	$2,256.00 (+14.11%)	$159,200 (-) Land $26,700 Building $132,500
2022	$1,977.00	$159,200 Land $26,700 Building $132,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050165003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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