Barnstable County and Harwich Town property record for 10 River Bend Way, Harwich, MA 02645
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | HARW M:1 P:F3 |
| Primary APN | HARW M:1 P:F3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 133 |
|---|---|
| Street Address | 10 RIVER BEND WAY |
| City | HARWICH |
| State | MA |
| Zip | 02645 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 11002 |
10 River Bend Way, a residential property, is owned by an individual.
Source: Barnstable County and Harwich Town records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 257, WEST HARWICH, MA 02671-0257 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Jan 30, 2018 | Deed of Trust, Mortgage · ARM FIRST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 10 RIVER BEND WAY, HARWICH, MA 02645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030687-62 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 30687/62 |
| Instrument | 40163 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 10 RIVER BEND WAY, HARWICH, MA 02645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 031054-248 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 31054/248 |
| Instrument | 4890 |
| Name | FIRST BANK INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Margin | 2 |
The 2025 property tax bill for 10 River Bend Way was $5,269, up 3.5% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,269.00 (+3.46%) | $891,500 (+5.55%) Land $594,600 Building $296,900 |
| 2024 | $5,093.00 (+1.76%) | $844,600 (+12.05%) Land $560,900 Building $283,700 |
| 2023 | $5,005.00 | $753,800 Land $509,900 Building $243,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 River Bend Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 115 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 291 units insured incl. 176 condo units |
| Nearby Flood Claims | 20 (1990–2023) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 River Bend Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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