10 Ring Ln, Carmel Valley, CA 93924 Property Records

Monterey County property record for 10 Ring Ln, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,056 sqft · built 1969
Lot Size	2.95 acres (128,753 sqft)
Owner	Company Name on File
Last Sale	$3,795,000 (Jan 2026)
Tax Bill	$44,651 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-081-024-000`

Property Details

APN / Parcel Number

Primary APN	`187-081-024-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	4,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	128,753 sqft (2.95 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	10 RING LN
City	CARMEL VALLEY
State	CA
Zip	93924-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS RANCHITOS DEL CARMELO TR 1 POR OF LOTS 23 24 & 26 AS DESC IN R270 PG 384
Legal Subdivision	LOS RANCHITOS DEL CARMELO
Legal Tract	1
Legal Lot Number	23-24 24
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL-BY-THE-SEA
Census Block Group	1
Census Block	1012
Census Tract	11606

Owner

Source: Monterey County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	104 ALBERT CT, LOS GATOS, CA 95032-5509
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 2, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 15, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	2026000075
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	10 RING LN, CARMEL VALLEY, CA 93924-9428
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011339
Date	Mar 8, 2022
Instrument	2022011339

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 2, 2026
Property Address	10 RING LN, CARMEL VALLEY, CA 93924-9428
Document Number	0000000075
Instrument Date	Dec 29, 2025
Instrument	2026000075
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	104 ALBERT CT, LOS GATOS, CA 95032-5509

Mortgage

Document Number	0000000076
Date	Jan 2, 2026
Instrument	2026000076

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 15, 2021
Property Address	10 RING LN, CARMEL VALLEY, CA 93924-9428
Document Number	0000083460
Instrument Date	Dec 10, 2021
Instrument	2021083460
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 RING LN, CARMEL VALLEY, CA 93924-9428

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$44,651.00 (+3.02%)	$4,244,832 (+4.04%) Land $2,653,020 Building $1,591,812
2023	$43,342.00 (+3.38%)	$4,080,000 Land $2,550,000 Building $1,530,000
2022	$41,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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