East Lyme Town property record for 10 Ridgewood Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1960 |
| Square Footage | 1,712 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Last Sale | $145,000 (1996) |
| Tax Bill | $10,564.00 (2025) |
| Primary APN | ELYM M:04.11 B:00050 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,416 sqft Gross Area |
| 1st Floor | 1,068 sqft 1st Floor |
| Basement Area | 420 sqft Basement |
| Finished Basement | 420 sqft Finished |
| Unfinished Basement | 420 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,920 sqft (0.09 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1029 |
|---|---|
| Street Address | 10 RIDGEWOOD RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 50 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 870703 |
Source: East Lyme Town records · APN ELYM M:04.11 B:00050 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 RIDGEWOOD RD, NIANTIC, CT 06357-2214 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage M & T BANK |
| Oct 30, 2017 | Deed of Trust, Mortgage PEOPLES UNITED BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 1996 · Amount on Record |
| Deed Sale | Jul 29, 1996 · Amount on Record |
| Prior Sale | Jul 13, 1995 · Amount on Record |
| Deed Book / Page | 412 / 82 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 10 RIDGEWOOD RD, NIANTIC, CT 06357-2214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001131-34 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 1131/34 |
| Instrument | 509 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 01, 2033 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 10 RIDGEWOOD RD, NIANTIC, CT 06357-2214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 989-122 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 989/122 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,564.00 | $377,160 (-) Land $238,700 Building $138,460 | $264,012 Land $167,090 Building $96,922 |
| 2024 | $10,564.00 (+12.57%) | ||
| 2023 | $9,384.00 (+4.37%) | $377,160 (-) Land $238,700 Building $138,460 | |
| 2022 | $8,991.00 | $377,160 Land $238,700 Building $138,460 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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