Henderson County property record for 10 Ridgeway Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,512 sqft · built 1982 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (Nov 2016) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9587867615 |
| Primary APN | 9587867615 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 216 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 144 sqft |
| Patio Area | 176 sqft |
| Utility Building | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 201446 |
|---|---|
| Street Address | 10 RIDGEWAY DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 201446~R2R |
| Legal Description | RIDGEWAY LO13 PLA-104A |
| Legal Subdivision | DAVIS, THOMAS P PROPERTY (1908) |
| Legal Block | 86 |
| Legal Lot Number | 7615 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 930201 |
Source: Henderson County records · APN 9587867615
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 RIDGEWAY DR, FLAT ROCK, NC 28731-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on Record |
| Deed Sale | Nov 17, 2016 · Amount on Record |
| Deed Book / Page | 1687 / 472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 10 RIDGEWAY DR, FLAT ROCK, NC 28731-9644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030020017 |
|---|---|
| Date | Jan 06, 2017 |
| Book Page | 3002/17 |
| Instrument | 855674 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,200 (-) Land $39,700 Building $227,500 | ||
| 2025 | $1,498.00 | ||
| 2023 | $267,200 Land $39,700 Building $227,500 | $267,200 Land $39,700 Building $227,500 |
Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 62 locations within half a mile of this property.
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