10 Ridgeport Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 10 Ridgeport Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,032 sqft · built 1973
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2026)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-652.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-652.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,032 sqft Finished Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 RIDGEPORT DR
City	COVINGTON
State	KY
Zip	41017-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEPORT LOT 10 75'X 120'
Legal Subdivision	RIDGEPORT
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 22, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2026	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Deed Document Number	20264140
Deed Book / Page	393 / 243
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741

Mortgage

Document Number	0000004142
Date	Mar 2, 2026
Book Page	393/268
Instrument	26059000004142

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741

Mortgage

Document Number	0005900195
Date	Oct 22, 2024
Book Page	KCM 593/820
Instrument	24102205900195

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	360 ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 MONTE LN, COVINGTON, KY 41011-3983

Mortgage

Document Number	0000004141
Date	Mar 2, 2026
Book Page	393/247
Instrument	26059000004141

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2026
Property Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741
Document Number	0000004140
Book / Page	393 / 243
Map Reference	MB 8 PG 2
Instrument Date	Feb 26, 2026
Instrument	26059000004140
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8258 RED ROW LANE, COVINGTON, KY 41015-9106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGEPORT DR # CO, CO, COVINGTON, KY 41017-9741

Mortgage

Document Number	0000004141
Date	Mar 2, 2026
Instrument	26059000004141

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0000004142
Date	Mar 2, 2026
Book Page	393/268
Instrument	26059000004142

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2026
Property Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741
Document Number	0000004140
Book / Page	393 / 243
Map Reference	MB 8 PG 2
Instrument Date	Feb 26, 2026
Instrument	26059000004140
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8258 RED ROW LN, COVINGTON, KY 41015-9106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGEPORT DR, COVINGTON, KY 41017-9741

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,900 (-) Land $20,000 Building $144,900	$164,900 (-) Land $20,000 Building $144,900
2025	$1,147.00 (-9.18%) Homeowner's exemption	$164,900 (-) Land $15,000 Building $149,900	$164,900 (-) Land $15,000 Building $149,900
2023	$1,263.00 Homeowner's exemption	$164,900 Land $15,000 Building $149,900	$164,900 Land $15,000 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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