10 Ridge Valley Rd, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 10 Ridge Valley Rd, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,799 sqft · built 2019
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Aug 2020)
Tax Bill	$14,751 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWT M:46 B:4 L:206`

Property Details

APN / Parcel Number

Primary APN	`NEWT M:46 B:4 L:206`
Alternative APNs	`NTWN M:46 B:4 L:206` `00927626` `927626`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	4,911 sqft
1st Floor Area	1,191 sqft
Basement Area	1,173 sqft
Unfinished Basement	1,173 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	115,870 sqft (2.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	927626
Street Address	10 RIDGE VALLEY RD
City	SANDY HOOK
State	CT
Zip	06482-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	4
Legal Lot Number	206
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1002
Census Tract	230502

Owner

10 Ridge Valley Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Newtown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 RIDGE VALLEY RD, SANDY HOOK, CT 06482-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Aug 31, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	May 8, 2002 · Amount on File
Deed Document Number	20204144
Deed Book / Page	1149 / 460
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	10 RIDGE VALLEY RD, SANDY HOOK, CT 06482-1642
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001221-851
Date	Jun 25, 2024
Book Page	1221/851
Instrument	20240-00001852

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	10 RIDGE VALLEY RD, SANDY HOOK, CT 06482-1642
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001174-71
Date	Jul 2, 2021
Book Page	1174/71
Instrument	20210-00003810

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Aug 31, 2020
Property Address	10 RIDGE VALLEY RD, SANDY HOOK, CT 06482-1642
Document Number	1149-460
Book / Page	1149 / 460
Instrument Date	Aug 17, 2020
Instrument	20200-00004144
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 RIDGE VALLEY RD, SANDY HOOK, CT 06482-1642

Mortgage

Document Number	20000004145
Date	Aug 31, 2020
Instrument	200-00004145

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Ridge Valley Rd was $14,751.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,751.00	$513,260 Land $136,740 Building $376,520	$359,282 Land $95,718 Building $263,564
2024	$14,751.00 (+9.53%)
2023	$13,468.00 (+12.68%)	$513,260 (+48.88%) Land $136,740 Building $376,520
2022	$11,952.00	$344,750 Land $92,860 Building $251,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Ridge Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Ridge Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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