10 Ridge St, Moro, IL 62067 Property Records

Madison County property record for 10 Ridge St, Moro, IL 62067

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,372 sqft · built 2002
Lot Size	2.08 acres (90,605 sqft)
Owner	Individual Name on Record
Tax Bill	$11,543 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2022 Mortgage + 1 more
APN	`16-1-03-31-04-401-002-005`

Property Details

APN / Parcel Number

Primary APN	`16-1-03-31-04-401-002-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Attached
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10 RIDGE ST
City	MORO
State	IL
Zip	62067-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SE
Jurisdiction	MADISON IL
Township / Civil Division	MORO
Census Block Group	1
Census Block	1049
Census Tract	402804

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 RIDGE ST, MORO, IL 62067-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 15, 2022
Property Address	10 RIDGE ST, MORO, IL 62067-1016
Document Number	0000039494
Instrument Date	Dec 15, 2022
Instrument	2022R39494
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE ST, MORO, IL 62067-1016

Mortgage

Document Number	0000039495
Date	Dec 15, 2022
Instrument	2022R39495

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Mortgage

Document Number	0000039496
Date	Dec 15, 2022
Instrument	2022R39496

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate
Rate	9.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	10 RIDGE ST, MORO, IL 62067-1016
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014277
Date	Apr 26, 2022
Instrument	2022R14277

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 22, 2023

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	10 RIDGE ST, MORO, IL 62067-1016
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014856
Date	May 11, 2020
Instrument	2020R14856

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Moro Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,543.00 (+10.41%)	$177,210 (+33.21%) Land $13,780 Building $163,430	$531,630 (+33.08%) Land $41,340 Building $490,290
2024	$10,455.00 (+20.05%)
2022	$8,709.00	$133,030 Land $10,340 Building $122,690	$399,489 Land $31,051 Building $368,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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