10 Ridge St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 10 Ridge St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,882 sqft · built 1952
Lot Size	0.305 acres (13,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Sep 2025)
Tax Bill	$10,432 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41528`

Property Details

APN / Parcel Number

Primary APN	`41528`
Alternative APN	`ARLI M:065.0 B:0002 L:0011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,832 sqft
Basement Area	1,028 sqft
Unfinished Basement	514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,273 sqft (0.305 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41528
Street Address	10 RIDGE ST
City	ARLINGTON
State	MA
Zip	02474-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	11
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3007
Census Tract	356400

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RIDGE ST, ARLINGTON, MA 02474-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSALIND WATLINGTON W
Sep 4, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSALIND WATLINGTON W
Dec 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	2025106538
Deed Book / Page	84573 / 240
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	10 RIDGE ST, ARLINGTON, MA 02474-1706
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00077257-1
Date	Mar 17, 2021
Book Page	77257/1
Instrument	60032

Lender

Name	ROSALIND WATLINGTON W

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Sep 4, 2025
Property Address	10 RIDGE ST, ARLINGTON, MA 02474-1706
Document Number	084573-240
Book / Page	84573 / 240
Instrument Date	Sep 4, 2025
Instrument	106538
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 RIDGE ST, ARLINGTON, MA 02474-1706

Mortgage

Document Number	0000106539
Date	Sep 4, 2025
Instrument	106539

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	10 RIDGE ST, ARLINGTON, MA 02474-1706
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77257-1
Date	Mar 17, 2021
Book Page	77257/1
Instrument	60032

Lender

Name	ROSALIND WATLINGTON W

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Dec 7, 2018
Property Address	10 RIDGE ST, ARLINGTON, MA 02474-1706
Document Number	71979-580
Book / Page	071979 / 000580
Instrument Date	Dec 4, 2018
Instrument	6459
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Tax	$3,105.36
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 RIDGE ST ARLINGTON MA 024741706, ARLINGTON, MA 02474-1706

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,432.00 (+7.97%)	$977,700 (+8.98%) Land $655,400 Building $322,300	$1,121,759 (+6.71%)
2025	$9,662.00 (+1%)	$897,100 (+8.15%) Land $633,300 Building $263,800	$1,051,270 (+11.53%)
2024	$8,784.00 (-1.43%)	$829,500 (+4.35%) Land $589,100 Building $240,400	$942,590
2023	$8,911.00	$794,900 Land $567,000 Building $227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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