10 Ridge Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 10 Ridge Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,849 sqft · built 1952
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Oct 2011)
Tax Bill	$10,719 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-490-17511203`

Property Details

APN / Parcel Number

Primary APN	`03-490-17511203`
Alternative APNs	`3-490-17511203` `49017511203`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,849 sqft Living Area
Gross Area	7,845 sqft
1st Floor Area	3,849 sqft
Basement Area	3,000 sqft
Finished Basement	3,000 sqft
Utility Area	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.62 acres)
Garage Type	Attached
Garage Area	996 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	495 sqft
Porch	Open Porch
Porch Area	160 sqft
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49017511203
Street Address	10 RIDGE RD
City	SEVERNA PARK
State	MD
Zip	21146-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 107 LINSTEAD ON THE SEVERN
Legal Subdivision	LINSTEAD ON THE SEVERN
Legal Block	1
Legal Lot Number	107
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	730702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RIDGE RD, SEVERNA PARK, MD 21146-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2011 · Amount on Record
Deed Sale	Oct 6, 2011 · Amount on Record
Prior Sale	Aug 30, 1991 · Amount on Record
Deed Document Number	201123870/0357
Deed Book / Page	23870 / 357
Prior Transfer Date	Jan 6, 2011
Prior Transfer Doc	0230990321
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	10 RIDGE RD, SEVERNA PARK, MD 21146-4539
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE RD, SEVERNA PARK, MD 21146-4539

Mortgage

Document Number	0397940057
Date	Jul 17, 2023
Book Page	39794/57

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	10 RIDGE RD, SEVERNA PARK, MD 21146-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RITE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE RD, SEVERNA PARK, MD 21146-4539

Mortgage

Document Number	0356600427
Date	Nov 24, 2020
Book Page	35660/427

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,403,033 (+12.58%)	$1,559,800 (-) Land $767,700 Building $792,100
2025	$10,719.00 (+2.53%) Homeowner's exemption	$1,246,267 (+17.1%)	$1,559,800 (+43.17%) Land $767,700 Building $792,100
2024	$10,454.00 (+7.49%)
2023	$9,726.00 Homeowner's exemption	$1,064,300	$1,089,500 Land $687,700 Building $401,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures