Chester Town property record for 10 Ridge Rd, Chester, CT 06412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,816 sqft · built 1980 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,000 (Jun 1980) |
| Tax Bill | $7,857 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:14 B:115 |
| Primary APN | CHES M:14 B:115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 3,632 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,816 sqft |
| Unfinished Basement | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 110500 |
|---|---|
| Street Address | 10 RIDGE RD |
| City | CHESTER |
| State | CT |
| Zip | 06412-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 115 |
| Jurisdiction | CHESTER CT |
| Township / Civil Division | CHESTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 600100 |
10 Ridge Rd is owned and occupied by two individuals who bought it in June 1980.
Source: Chester Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 RIDGE RD, CHESTER, CT 06412-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 1980 · Amount on File |
| Deed Sale | Jun 2, 1980 · Amount on File |
| Deed Book / Page | 50 / 418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 10 RIDGE RD, CHESTER, CT 06412-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 173-728 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 173/728 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 10 Ridge Rd was $7,857.
Source: Chester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Chester Town |
| Elementary School District | Chester School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,857.00 | $290,150 Land $56,980 Building $233,170 | $203,105 Land $39,886 Building $163,219 |
| 2024 | $7,857.00 (+38.04%) | ||
| 2023 | $5,692.00 (+0.69%) | $191,640 (-) Land $56,980 Building $134,660 | |
| 2022 | $5,653.00 | $191,640 Land $56,980 Building $134,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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