10 Richards Ave, Winchester, VA 22601 Property Records

Winchester City property record for 10 Richards Ave, Winchester, VA 22601 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,532 sqft · built 1940
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Sep 2025)
Tax Bill	$2,101 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-02-84`

Property Details

APN / Parcel Number

Primary APN	`134-02-84`
Alternative APNs	`6513` `7250`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	790 sqft
Unfinished Basement	790 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Slab
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6513
Street Address	10 RICHARDS AVE
City	WINCHESTER
State	VA
Zip	22601-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUDOUN MANOR SD L-84 N S 10 RICHARDS AVENUE
Legal Subdivision	LOUDOUN MANOR
Legal Lot Number	84
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3008
Census Tract	201

Owner

Source: Winchester City records · APN 134-02-84

Assessment roll updated June 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 RICHARDS AVE, WINCHESTER, VA 22601-4918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2025 · Amount on Record
Deed Sale	Sep 08, 2025 · Amount on Record
Deed Document Number	20251978
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Sep 08, 2025
Property Address	10 RICHARDS AVE, WINCHESTER, VA 22601-4918
Document Number	0250001978
Map Reference	MB 154 PG 503
Instrument Date	Sep 03, 2025
Instrument	250001978
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 RICHARDS AVE, WINCHESTER, VA 22601-4918

Mortgage

Document Number	0250001979
Date	Sep 08, 2025
Instrument	250001979

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,101.00	$264,300 (-) Land $49,500 Building $214,800
2025	$2,101.00	$264,300 (+12.28%) Land $49,500 Building $214,800	$264,300 (+12.28%) Land $49,500 Building $214,800
2023	$1,953.00 (+20.11%)	$235,400 Land $49,500 Building $185,900	$235,400 Land $49,500 Building $185,900
2022	$1,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 51069C, updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518400002013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2016–2025)
Most Recent Claim	Jun 2025, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.