10 Red Oak Dr, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 10 Red Oak Dr, Schenectady, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,368 sqft · built 1970
Lot Size0.172 acres (7,531 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Apr 2020)
Tax Bill$8,279 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422201 29.60-2-33

Property Details

APN / Parcel Number

Primary APN422201 29.60-2-33
Alternative APNs
  • 220102906000020330000000
  • A08604

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area936 sqft
Basement Area432 sqft
Finished Basement432 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area7,531 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeBasement
PorchSlab
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA08604
Street Address10 RED OAK DR
CitySCHENECTADY
StateNY
Zip12302-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionHERITAGE HILL SEC=1 L10 HLG
Legal Block2
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2010
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 RED OAK DR, SCHENECTADY, NY 12302-3033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
KEY BANK NA
Apr 13, 2020Grant Deed, Transfer · Conventional with PMI
KEYBANK USA
Nov 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2020 · Amount on Record
Deed SaleApr 13, 2020 · Amount on Record
Deed Document Number202012152
Deed Book / Page2033 / 367
Last Transfer DateApr 8, 2022
Transfer Doc0000020102
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateApr 19, 2022
Property Address10 RED OAK DR, SCHENECTADY, NY 12302-3033
Document Number0000020102
Book / Page2082 / 987
Instrument DateApr 8, 2022
Instrument202220102
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10 RED OAK DR, SCHENECTADY, NY 12302-3033

Mortgage

Document Number0000020103
DateApr 19, 2022
Instrument202220103
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateApr 13, 2020
Property Address10 RED OAK DR, SCHENECTADY, NY 12302-3033
Document Number0000012152
Book / Page002033 / 000367
Instrument DateMar 27, 2020
Instrument12152
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1607 CARRIE ST SCHENECTADY NY 123082207, SCHENECTADY, NY 12308-2207

Mortgage

Document Number12153
DateApr 13, 2020
Book Page004982/000462
Instrument12153
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 12, 2035

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateNov 7, 2019
Property Address10 RED OAK DR, SCHENECTADY, NY 12302-3033
Document Number0000050747
Book / Page002023 / 000790
Instrument DateSep 25, 2019
Instrument50747
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address934 MAC ARTHUR DR BALLSTON SPA NY 120202560, BALLSTON SPA, NY 12020-2560

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,279.00$162,400 (-) Land $24,300 Building $138,100$295,273 (+23.64%) Land $44,182 Building $251,091
2023$162,400 Land $24,300 Building $138,100$238,824 Land $35,735 Building $203,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

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