10 Ray St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 10 Ray St, Natick, MA 01760

Property Summary

Property TypeUnusable Land (Remnant, Steep, Etc.)
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Oct 2023)
Tax Bill$115 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN4-00000041

Property Details

APN / Parcel Number

Primary APN4-00000041
Alternative APN
  • NATI M:00000004 P:00000041

Exterior

Lot Area4,800 sqft (0.11 acres)

Location & Zoning

Account Number4-00000041
Street Address10 RAY ST
CityNATICK
StateMA
Zip01760
Property CategoryOther
Property TypeOther > Unusable Land (Remnant, Steep, Etc.)
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1008
Census Tract382100

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address17 ALDEN ST, NATICK, MA 01760-1001
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
METRO CU
Oct 20, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2023 · Amount on File
Deed SaleOct 20, 2023 · Amount on File
Deed Document Number2023119120
Deed Book / Page82117 / 277
Prior Transfer DateOct 12, 2023
Prior Transfer Doc082115-572
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateOct 20, 2023
Property Address10 RAY ST, NATICK, MA 01760
Document Number082117-277
Book / Page82117 / 277
Instrument DateOct 19, 2023
Instrument119120
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CABOT ST, NATICK, MA 01760

Mortgage

Document Number0000119123
DateOct 20, 2023
Instrument119123
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateNov 1, 2028
Max Rate At Change3%
IndexOther
Margin3

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateOct 20, 2023
Property Address10 RAY ST, NATICK, MA 01760
Document Number082115-572
Book / Page82115 / 572
Instrument DateOct 12, 2023
Instrument118917
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RAY ST, NATICK, MA 01760

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$115.00 (-2.54%)$9,600 (-) Land $9,600
2024$118.00 (+11.32%)$9,600 (+14.29%) Land $9,600
2023$106.00$8,400 Land $8,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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