10 Ray St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 10 Ray St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,249 sqft · built 1912
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,100 (Sep 2019)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:274`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,249 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	756 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 RAY ST
City	BIDDEFORD
State	ME
Zip	04005-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	274
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1001
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RAY ST, BIDDEFORD, ME 04005-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK
Sep 8, 2017	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	201937825
Deed Book / Page	18040 / 244
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 9, 2019
Property Address	10 RAY ST, BIDDEFORD, ME 04005-3213
Document Number	0180400244
Book / Page	18040 / 244
Instrument Date	Sep 9, 2019
Instrument	2019037825
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LESSARD AVE, BIDDEFORD, ME 04005-2907

Mortgage

Document Number	2019037826
Date	Sep 9, 2019
Instrument	2019037826

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 8, 2017
Property Address	10 RAY ST, BIDDEFORD, ME 04005-3213
Document Number	0175560610
Book / Page	017556 / 000610
Instrument Date	Sep 6, 2017
Instrument	38370
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WINDING WAY SOUTH PORTLAND ME 041066839, SOUTH PORTLAND, ME 04106-6839

Mortgage

Document Number	175560612
Date	Sep 8, 2017
Book Page	017556/000612
Instrument	38371

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+6.25%)	$262,900 (+1.12%) Land $103,200 Building $159,700
2024	$3,697.00 (+9.18%)	$260,000 (+0.74%) Land $103,200 Building $156,800
2023	$3,386.00 (+3.01%)	$258,100 (+28.86%) Land $101,300 Building $156,800	$364,325
2022	$3,287.00	$200,300 Land $70,200 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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