10 Ray Ln, East Hampton, CT 06424 Property Records

East Hampton Town property record for 10 Ray Ln, East Hampton, CT 06424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Jan 2020)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	Nov 2022 Refinance Apr 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R07157`

Property Details

APN / Parcel Number

Primary APN	`R07157`
Alternative APNs	`EHAM M:26 B:87A L:4 U:44` `EHMP M:26 B:87A L:4 U:44`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	702 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	R07157
Street Address	10 RAY LN
City	EAST HAMPTON
State	CT
Zip	06424-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2S
Legal Block	87A
Legal Lot Number	4
Jurisdiction	EAST HAMPTON CT
Township / Civil Division	EAST HAMPTON
Census Block Group	1
Census Block	1010
Census Tract	550201

Owner

Source: East Hampton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 RAY LN, EAST HAMPTON, CT 06424-6615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 16, 2025	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE
Apr 18, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK
Jun 24, 2020	Deed of Trust, Mortgage · Balloon Mortgage NUTMEG STATE FEDERAL CREDIT UNION
May 2, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Aug 27, 2008 · Amount on Record
Deed Book / Page	519 / 491
Last Transfer Date	Apr 13, 2022
Transfer Doc	000630-119
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	10 RAY LN, EAST HAMPTON, CT 06424-6615
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000635-516
Date	Nov 7, 2022
Book Page	635/516
Instrument	2022-2729

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	10 RAY LN, EAST HAMPTON, CT 06424-6615
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000654-522
Date	Apr 16, 2025
Book Page	654/522
Instrument	2025-597

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST HAMPTON CT
Recording Date	Apr 18, 2022
Property Address	10 RAY LN, EAST HAMPTON, CT 06424-6615
Document Number	000630-119
Book / Page	630 / 119
Instrument Date	Apr 13, 2022
Instrument	2022-863
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022864
Date	Apr 18, 2022
Instrument	2022864

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	10 RAY LN, EAST HAMPTON, CT 06424-6615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	604-1029
Date	Jun 24, 2020
Book Page	604/1029
Instrument	20201337

Lender

Name	NUTMEG STATE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Jul 1, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	10 RAY LN, EAST HAMPTON, CT 06424-6615
Document Number	593-1003
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 RAY LN EAST HAMPTON CT 064246615, EAST HAMPTON, CT 06424-6615

Mortgage

Document Number	593-1003
Date	May 13, 2019
Book Page	000593/001003
Instrument	2651720017

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2034

Tax Assessment & Valuation

Source: East Hampton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Hampton Town
Unified School District	East Hampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,815.00	$146,440 (-) Land $29,430 Building $117,010	$102,508 Land $20,601 Building $81,907
2024	$5,815.00 (+10.11%)
2023	$5,281.00 (+4.04%)	$146,440 (-) Land $29,430 Building $117,010
2022	$5,076.00	$146,440 Land $29,430 Building $117,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST HAMPTON WPCA - ROYAL OAKS SYSTEM serves 328 people · EPA ID CT0429121
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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