Essex County and Marblehead Town property record for 10 Ralph Rd, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,790 sqft · built 1949 |
| Lot Size | 0.158 acres (6,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,500 (Aug 1997) |
| Tax Bill | $7,836 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0041 B:0034 L:0 |
| Primary APN | MARB M:0041 B:0034 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 3,711 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,874 sqft (0.158 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 RALPH RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WT FOSS CO |
| Legal Block | 34 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0041 B:0034 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 RALPH RD, MARBLEHEAD, MA 01945-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK |
| Aug 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC STATE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 1997 · Amount on Record |
| Deed Sale | Aug 29, 1997 · Amount on Record |
| Deed Book / Page | 14291 / 315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 RALPH RD, MARBLEHEAD, MA 01945-1807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041348-473 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 41348/473 |
| Instrument | 20221213002140 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 RALPH RD, MARBLEHEAD, MA 01945-1807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40146-187 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 40146/187 |
| Instrument | 20210804001000 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,836.00 (+0.88%) | $865,900 (-0.13%) Land $547,000 Building $318,900 | $920,645 |
| 2024 | $7,768.00 (+5.2%) | $867,000 (+17.42%) Land $559,200 Building $307,800 | |
| 2023 | $7,384.00 | $738,400 Land $492,300 Building $246,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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