10 Ralph Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 10 Ralph Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,306 sqft · built 2004
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,000 (Feb 2026)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00500-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00500-0060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	2,955 sqft
1st Floor Area	2,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft
Pool Area	253 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 RALPH PL
City	PALM COAST
State	FL
Zip	32164-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 30 BL 50 LT 6 OR 553 PG 1539 OR 573 PG 617 OR 889 PG 916 OR 1051 PG 1269 OR 1165 PG 716
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	50
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2008
Census Tract	60214

Owner

Source: Flagler County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RALPH PL, PALM COAST, FL 32164-6865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · VA Mortgage FLO MORTGAGE LLC
Dec 12, 2025	Correction Deed COVENANT TITLE, COVENANT CLOSING & TTL SVCS
Jan 10, 2023	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Dec 12, 2025 · Amount on Record
Deed Document Number	20268271
Deed Book / Page	3032 / 1969
Prior Transfer Date	Jan 10, 2023
Prior Transfer Doc	0027491746
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 25, 2026
Property Address	10 RALPH PL, PALM COAST, FL 32164-6865
Document Number	0030321969
Book / Page	3032 / 1969
Map Reference	MB 10 PG 30-42
Instrument Date	Feb 23, 2026
Instrument	2026008271
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 RAMBLEWOOD DR, PALM COAST, FL 32164-6833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RALPH PL, PALM COAST, FL 32164-6865

Mortgage

Document Number	0030321971
Date	Feb 25, 2026
Instrument	3032/1971

Lender

Name	FLO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 12, 2025
Property Address	10 RALPH PL, PALM COAST, FL 32164-6865
Document Number	0030130924
Book / Page	3013 / 924
Map Reference	MB 10 PG 30-42
Instrument Date	Dec 6, 2025
Instrument	2025050071
Record Updated	Jan 2, 2026
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 OKLAHOMA RD, ELDERSBURG, MD 21784-6620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	98 RAMBLEWOOD DR, PALM COAST, FL 32164-6833

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jan 10, 2023
Property Address	10 RALPH PL, PALM COAST, FL 32164-6865
Document Number	0027491746
Book / Page	2749 / 1746
Map Reference	MB 10 PG 30-42
Instrument Date	Jan 10, 2023
Instrument	2023001281
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 RALPH PL, PALM COAST, FL 32164-6865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10 RALPH PL, PALM COAST, FL 32164-6865

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00 (+2.73%)	$161,017 (+5.99%)	$304,319 (-1.26%) Land $53,500 Building $250,819
2024	$2,085.00 (+3.06%)
2023	$2,023.00 (+1.51%) Homeowner's exemption	$151,922 (+3%)	$308,209 (+3.46%) Land $43,500 Building $264,709
2022	$1,993.00 Homeowner's exemption	$147,497	$297,899 Land $44,500 Building $253,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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