10 Race St, Naples, NY 14512 Property Records

Ontario County and Naples Town property record for 10 Race St, Naples, NY 14512 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,386 sqft · built 1905
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Jul 2021 Refinance
APN	`5453-000-04`

Property Details

APN / Parcel Number

Primary APN	`5453-000-04`
Alternative APNs	`323801 201.17-2-9.100` `38012010170002009100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	532 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	108 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5453-000-04
Street Address	10 RACE ST
City	NAPLES
State	NY
Zip	14512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	685/090 0.25 ACRE
Legal Block	2
Legal Lot Number	9.100
Jurisdiction	ONTARIO NY
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	52200

Owner

Source: Ontario County and Naples Town records · APN 5453-000-04

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2900 EAST AVE, ROCHESTER, NY 14610-3520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	10 RACE ST, NAPLES, NY 14512
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3085/846
Date	Jul 29, 2021
Book Page	3085/846
Instrument	202107290002

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

Tax Assessment & Valuation

Source: Ontario County and Naples Town records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Naples Town
Municipality	Naples Village
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,939.00	$179,500 (+35.06%) Land $16,500 Building $163,000	$185,100 (+28.1%) Land $17,015 Building $168,085
2023		$132,900 Land $7,200 Building $125,700	$144,500 Land $7,828 Building $136,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360690522002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	1 (2021)
Most Recent Claim	Aug 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.