10 Puffin Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 10 Puffin Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,570 sqft · built 2005
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Nov 2015)
Tax Bill	$10,939 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`037-480-023-3`

Property Details

APN / Parcel Number

Primary APN	`037-480-023-3`
Alternative APN	`037-480-023`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
1st Floor Area	1,284 sqft
2nd Floor Area	1,286 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	5,980 sqft (0.137 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10 PUFFIN CIR
City	OAKLEY
State	CA
Zip	94561-1798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8679 L23
Legal Subdivision	SUBDIVISION 8679
Legal Tract	8679
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1027
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Oct 4, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2015 · Amount on Record
Deed Sale	Nov 13, 2015 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	2015238231
Prior Transfer Date	Feb 24, 2010
Prior Transfer Doc	0000038714
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798

Mortgage

Document Number	0000085494
Date	Sep 5, 2023
Instrument	2023-085494

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AVENUE LENDER SRVCS PA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167628
Date	Oct 4, 2019
Instrument	2019-167628

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145902
Date	Jul 21, 2020
Instrument	2020-145902

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PUFFIN CIR, OAKLEY, CA 94561-1798

Mortgage

Document Number	0000246318
Date	Sep 2, 2021
Instrument	2021-246318

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,130 (+2%) Land $65,199 Building $441,931
2025	$10,939.00 (+3.13%) Homeowner's exemption	$497,187 (+4.04%) Land $63,921 Building $433,266
2023	$10,607.00 (+1.51%) Homeowner's exemption	$477,883 Land $61,440 Building $416,443
2022	$10,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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