Livingston County and Mount Morris Town property record for 10 Prospect St, Mount Morris, NY 14510
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,440 sqft · built 1939 |
| Lot Size | 0.558 acres (24,318 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,045 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance |
| APN | 28-082400 |
| Primary APN | 28-082400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 288 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,318 sqft (0.558 acres) |
| Lot Dimensions | 182 ft deep x 133 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 28-082400 |
|---|---|
| Street Address | 10 PROSPECT ST |
| City | MOUNT MORRIS |
| State | NY |
| Zip | 14510-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | LIVINGSTON NY |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 30900 |
10 Prospect St is owned and occupied by two individuals.
Source: Livingston County and Mount Morris Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PROSPECT ST, MOUNT MORRIS, NY 14510-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON NY |
| Property Address | 10 PROSPECT ST, MOUNT MORRIS, NY 14510-1210 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2755/1004 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 2755/1004 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 10 Prospect St was $5,045 with a homeowner's exemption, up 0.1% from the year before.
Source: Livingston County and Mount Morris Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Livingston County |
| County Subdivision | Mount Morris Town |
| Municipality | Mount Morris Village |
| Unified School District | Mount Morris Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,045.00 (+0.12%) Homeowner's exemption | ||
| 2025 | $5,039.00 | $115,200 Land $15,700 Building $99,500 | $138,800 Land $18,916 Building $119,884 |
| 2023 | $115,200 (-) Land $15,700 Building $99,500 | $120,000 (+4.17%) Land $16,354 Building $103,646 | |
| 2022 | $115,200 Land $15,700 Building $99,500 | $115,200 Land $15,700 Building $99,500 | |
| 2021 | $3,685.00 (+6.84%) | ||
| 2020 | $3,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 Prospect St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT MORRIS VILLAGE serves 3,500 people · EPA ID NY2501023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures