10 Prospect St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 10 Prospect St, Hatfield, MA 01038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,952 sqft · built 1800
Lot Size0.804 acres (35,022 sqft)
Owner2 Individual Names on File
Last Sale$174,000 (Aug 1995)
Tax Bill$9,059 (2026)
Deeds & MortgagesApr 2026 Line of Credit
APNHATF M:0222 B:0103 L:0

Property Details

APN / Parcel Number

Primary APNHATF M:0222 B:0103 L:0
Alternative APN
  • 1568

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,952 sqft Living Area
Gross Area4,662 sqft
1st Floor Area828 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area35,022 sqft (0.804 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1568
Street Address10 PROSPECT ST
CityHATFIELD
StateMA
Zip01038-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTC
Legal SubdivisionH D & LIDA K SMITH
Legal Block103
JurisdictionHATFIELD MA
Township / Civil DivisionHATFIELD
Census Block Group1
Census Block1018
Census Tract821500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mill-Prospect Street Historic District
listed 2002 · 169 contributing resources · NRIS 02001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Hatfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10 PROSPECT ST, HATFIELD, MA 01038-9704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1995 · Amount on File
Deed SaleAug 1, 1995 · Amount on File
Prior SaleMay 14, 1993 · Amount on File
Deed Book / Page4709 / 227
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHATFIELD MA
Recording DateApr 13, 2026
Property Address10 PROSPECT ST, HATFIELD, MA 01038-9704
Document Number015691-220
Book / Page15691 / 220
Instrument DateApr 10, 2026
Instrument20265115
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PROSPECT ST, HATFIELD, MA 01038-9704

Mortgage

Document Number0000005115,
DateApr 13, 2026
Book Page15691/220
Instrument20265115
Lender
NameGREENFIELD COOPERATIVE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMay 1, 2051
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionHatfield Town
Unified School DistrictHatfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,059.00 (+7.18%)$617,500 (+1.11%) Land $153,300 Building $446,700$640,234 (+27.08%)
2025$8,452.00 (+3.48%)$610,700 (+14.47%) Land $147,000 Building $463,700
2024$8,168.00 (+19.8%)$533,500 (+5.48%) Land $138,600 Building $394,900$503,785
2023$6,818.00$505,800 Land $132,300 Building $373,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHATFIELD WATER DEPT
serves 3,164 people · EPA ID MA1127000
Water SourceSurface water
Last State InspectionDec 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number