Essex County and Gloucester City property record for 10 Prospect Sq, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,603 sqft · built 1920 |
| Lot Size | 0.09 acres (3,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $7,187 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0074 L:0000 |
| Primary APN | GLOU M:0013 B:0074 L:0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,603 sqft Living Area |
| Gross Area | 4,935 sqft |
| 1st Floor Area | 1,453 sqft |
| Attic | Attic |
| Attic Area | 621 sqft |
| Basement Area | 1,447 sqft |
| Unfinished Basement | 1,447 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,900 sqft (0.09 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 PROSPECT SQ |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3735 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 74 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 PROSPECT SQ, GLOUCESTER, MA 01930-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Apr 26, 2019 | Quit Claim Deed, Transfer BANKGLOUCESTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Deed Book / Page | 37466 / 194 |
| Prior Transfer Date | Apr 22, 2019 |
| Prior Transfer Doc | 037466-194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 PROSPECT SQ, GLOUCESTER, MA 01930-3735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37972-125 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 37972/125 |
| Instrument | 20191028001870 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 26, 2019 |
| Property Address | 10 PROSPECT SQ, GLOUCESTER, MA 01930-3735 |
| Document Number | 37466-194 |
| Book / Page | 037466 / 000194 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 1904263260 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,094.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 PROSPECT SQ GLOUCESTER MA 019303735, GLOUCESTER, MA 01930-3735 |
| Document Number | 37466-196 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 037466/000196 |
| Instrument | 1904263270 |
| Name | BANKGLOUCESTER |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,187.00 (+9.29%) | $772,000 (+14.12%) Land $161,400 Building $610,600 | $719,847 |
| 2025 | $6,576.00 (+1.69%) | $676,500 (+1.79%) Land $149,400 Building $527,100 | |
| 2024 | $6,467.00 (-8.7%) | $664,600 (-0.63%) Land $142,400 Building $522,200 | |
| 2023 | $7,083.00 | $668,800 Land $127,100 Building $541,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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