Essex County and Gloucester City property record for 10 Prospect Ct, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 923 sqft · built 1900 |
| Lot Size | 0.079 acres (3,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $552,000 (Sep 2025) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0026 B:0060 L:0000 |
| Primary APN | GLOU M:0026 B:0060 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 923 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 523 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,420 sqft (0.079 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 PROSPECT CT |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 60 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0026 B:0060 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 PROSPECT CT, GLOUCESTER, MA 01930-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 17, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Mar 31, 2015 · Amount on Record |
| Deed Book / Page | 42953 / 16 |
| Prior Transfer Date | Mar 15, 2021 |
| Prior Transfer Doc | 039663-567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 17, 2025 |
| Property Address | 10 PROSPECT CT, GLOUCESTER, MA 01930-2828 |
| Document Number | 0042953-16 |
| Book / Page | 42953 / 16 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 20250917002000 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT CT, GLOUCESTER, MA 01930-2828 |
| Investor | Possibly a Property Investor |
| Document Number | 20250917002010 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 20250917002010 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 19, 2021 |
| Property Address | 10 PROSPECT CT, GLOUCESTER, MA 01930-2828 |
| Document Number | 039663-567 |
| Book / Page | 39663 / 567 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 20210319002190 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT CT, GLOUCESTER, MA 01930-2828 |
| Document Number | 039663-569 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 39663/569 |
| Instrument | 20210319002200 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (+1.33%) | $421,900 (+1.44%) Land $126,400 Building $295,500 | $486,210 |
| 2024 | $4,047.00 (+4.65%) | $415,900 (+13.88%) Land $120,400 Building $295,500 | |
| 2023 | $3,867.00 | $365,200 Land $107,500 Building $257,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured 9 under condo master policies |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 720 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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