St. Lawrence County and Massena Town property record for 10 Prospect Ave, Massena, NY 13662
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,431 sqft · built 1945 |
| Lot Size | 0.21 acres (9,165 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,500 (Jun 2018) |
| Tax Bill | $3,526 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Sep 2025 Transfer + 2 more |
| APN | 405801 9.066-6-5 |
| Primary APN | 405801 9.066-6-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Upper Floors Area | 477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,165 sqft (0.21 acres) |
| Lot Dimensions | 141 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 221 sqft |
| Canopy | 28 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 405801 9.066-6-5 |
|---|---|
| Street Address | 10 PROSPECT AVE |
| City | MASSENA |
| State | NY |
| Zip | 13662-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 10 BLK 7 NIGHTENGALE TRACT ONE FAMILY RESIDENCE |
| Legal Subdivision | PROSPECT HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | MASSENA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 490200 |
Source: St. Lawrence County and Massena Town records · APN 405801 9.066-6-5
Assessment roll updated May 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN CU |
| Sep 26, 2025 | Intrafamily Transfer, Transfer |
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Jun 07, 2018 | Bargain and Sale Deed, Transfer · ARM NORTH COUNTRY SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2018 · Amount on Record |
| Deed Sale | Jun 07, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2005 · Amount on Record |
| Deed Document Number | 20186902 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0000011263 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Document Number | 0000012889 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | R-2022-00012889 |
| Name | NORTHERN CU |
|---|---|
| Type | Credit Union |
| Address | WATERTOWN, NY 13601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Sep 26, 2025 |
| Property Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Document Number | 0000011263 |
| Instrument Date | Sep 15, 2025 |
| Instrument | R-2025-00011263 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Sep 22, 2022 |
| Property Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Document Number | 0000013530 |
| Instrument Date | Sep 22, 2022 |
| Instrument | R-2022-00013530 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Jun 07, 2018 |
| Property Address | 10 PROSPECT AVE, MASSENA, NY 13662-1745 |
| Document Number | 0000006902 |
| Map Reference | MAP 1 |
| Instrument Date | May 08, 2018 |
| Instrument | R-2018-00006902 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 MAIN ST, 127, CANTON, NY 13617-1415 |
| Name | Verified Name |
|---|---|
| Address | 14 LAUREL AVE, MASSENA, NY 13662-2028 |
| Document Number | 0000006903 |
|---|---|
| Date | Jun 07, 2018 |
| Instrument | R-2018-00006903 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.3% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Max Rate | 5% |
Source: St. Lawrence County and Massena Town records · Assessment roll updated May 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Massena Town |
| Municipality | Massena Village |
| Unified School District | Massena Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,526.00 (-46.19%) | $70,000 (-) Land $21,900 Building $48,100 | $88,608 (+1.27%) Land $27,722 Building $60,886 |
| 2024 | $6,553.00 Additional exemption filed | $70,000 (-) Land $21,900 Building $48,100 | $87,500 (+2.5%) Land $27,375 Building $60,125 |
| 2023 | $70,000 Land $21,900 Building $48,100 | $85,366 Land $26,707 Building $58,659 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Atlas Connectivity Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 465 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MASSENA VILLAGE serves 16,729 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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