10 Prescott Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 10 Prescott Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,962 sqft · built 1912
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Feb 2009)
Tax Bill	$29,619 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04506-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`13-04506-0000-00018`
Alternative APN	`130450600018`

Interior

Stories	2 Stories
Building Area	2,962 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	130450600018
Street Address	10 PRESCOTT AVE
City	MONTCLAIR
State	NJ
Zip	07042-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X125 IRR
Legal Block	4506
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1001
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marlboro Park Historic District listed 1988 · 65 contributing resources · NRIS 86002967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Prescott Ave is owned and occupied by two individuals who bought it in February 2009.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PRESCOTT AVE, MONTCLAIR, NJ 07042-5030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2009 · Amount on File
Deed Sale	Feb 11, 2009 · Amount on File
Deed Document Number	20099009057
Deed Book / Page	12178 / 1788
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 PRESCOTT AVE, MONTCLAIR, NJ 07042-5030
Document Number	0000004157
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 PRESCOTT AVE MONTCLAIR NJ 070425030, MONTCLAIR, NJ 07042-5030

Mortgage

Document Number	0000004157
Date	Jan 13, 2021
Instrument	4157

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 12, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 PRESCOTT AVE, MONTCLAIR, NJ 07042-5030
Document Number	0000048373
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PRESCOTT AVE MONTCLAIR NJ 070425030, MONTCLAIR, NJ 07042-5030

Mortgage

Document Number	0000048373
Date	May 19, 2020
Instrument	48373

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 PRESCOTT AVE, MONTCLAIR, NJ 07042-5030
Document Number	0000099264
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PRESCOTT AVE MONTCLAIR NJ 070425030, MONTCLAIR, NJ 07042-5030

Mortgage

Document Number	0000099264
Date	Nov 16, 2018
Instrument	99264

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Prescott Ave was $29,619, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,400 (-) Land $361,000 Building $481,400	$842,400 (-) Land $361,000 Building $481,400
2025	$29,619.00 (+3.32%)	$842,400 Land $361,000 Building $481,400	$842,400 Land $361,000 Building $481,400
2024	$28,666.00
2023		$834,600 Land $361,000 Building $473,600	$834,600 Land $361,000 Building $473,600
2022	$26,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Prescott Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Prescott Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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