Nelson County property record for 10 Prather Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,102 sqft · built 1956 |
| Lot Size | 0.629 acres (27,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Aug 2025) |
| Tax Bill | $1,449 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82E00-02-011 |
| Primary APN | 82E00-02-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Lot Area | 27,399 sqft (0.629 acres) |
| Garage Type | Detached |
| Garage Area | 804 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 131840 |
|---|---|
| Street Address | 10 PRATHER LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 10 PRATHER LANE TRACT 1 & 2 |
| Legal Tract | 1 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 930100 |
10 Prather Ln is owned by two individuals who bought it in August 2025.
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 GOODLOE AVE, BLOOMFIELD, KY 40008-7123 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on File |
| Deed Sale | Aug 14, 2025 · Amount on File |
| Deed Document Number | 20255288 |
| Deed Book / Page | 614 / 399 |
| Prior Transfer Date | Aug 11, 2025 |
| Prior Transfer Doc | 0000005288 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10 Prather Ln was $1,449.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 | $131,740 Land $15,000 Building $116,740 | $131,740 Land $15,000 Building $116,740 |
| 2023 | $874.00 | $73,900 | $73,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Prather Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2010–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Prather Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bardstown Connect Cable | 512 / 10 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T DSL | 10 / 1 |
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