10 Porter Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 10 Porter Rd, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,450 sqft · built 1974
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2019)
Tax Bill	$7,706 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201900445`

Property Details

APN / Parcel Number

Primary APN	`201900445`
Alternative APN	`MIDD M:0129 B:00 L:115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,450 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	201900445
Street Address	10 PORTER RD
City	MIDDLETOWN
State	RI
Zip	02842-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	115
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1026
Census Tract	40400

Owner

10 Porter Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PORTER RD, MIDDLETOWN, RI 02842-5321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 12, 2019	Deed, Transfer · VA Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	May 31, 1996 · Amount on File
Deed Document Number	20192943
Deed Book / Page	1624 / 61
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	10 PORTER RD, MIDDLETOWN, RI 02842-5321
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1713-107
Date	Apr 20, 2021
Book Page	1713/107
Instrument	1500

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Nov 12, 2019
Property Address	10 PORTER RD, MIDDLETOWN, RI 02842-5321
Document Number	1624-61
Book / Page	1624 / 61
Instrument Date	Nov 12, 2019
Instrument	2943
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PORTER RD, MIDDLETOWN, RI 02842-5321

Mortgage

Document Number	2944
Date	Nov 12, 2019
Instrument	2944

Lender

Name	ENVISION BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Porter Rd was $7,706.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,706.00	$653,600 Land $415,700 Building $237,900	$888,864
2023	$5,951.00 (+4.73%)	$472,700 (-) Land $310,300 Building $162,400
2022	$5,682.00	$472,700 Land $310,300 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Porter Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1991–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Porter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVAL STATION, NEWPORT federal government · serves 7,870 people · EPA ID RI1000016
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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