10 Portcrest Hts, Marion, NC 28752 Property Records

McDowell County property record for 10 Portcrest Hts, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1977
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2023)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1702-01-36-8427`

Property Details

APN / Parcel Number

Primary APN	`1702-01-36-8427`
Alternative APNs	`75619` `80694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
Basement Area	1,406 sqft
Finished Basement	351 sqft
Unfinished Basement	1,055 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	80694
Street Address	10 PORTCREST HTS
City	MARION
State	NC
Zip	28752-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.35 AC +/-LT 1 PORT CREST HTS PB3/66
Legal Subdivision	PT CREST HEIGHTS
Legal Lot Number	1
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

10 Portcrest Hts is owned and occupied by an individual who bought it in October 2023.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10 PORTCREST HTS, MARION, NC 28752-4881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	0001450161
Deed Book / Page	1450 / 161
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 18, 2023
Property Address	10 PORTCREST HTS, MARION, NC 28752-4881
Document Number	0014500161
Book / Page	1450 / 161
Map Reference	MB 3 PG 66
Instrument Date	Oct 13, 2023
Instrument	2023004919
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 SPLENDOR CIR, MURRELLS INLET, SC 29576-7087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PORTCREST HTS, MARION, NC 28752-4881

Mortgage

Document Number	2023004920
Date	Oct 18, 2023
Instrument	2023004920

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	12.6%
Index	5-Year TN
Max Rate	12.6%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 22, 2021
Property Address	10 PORTCREST HTS, MARION, NC 28752-4881
Document Number	0013620422
Book / Page	1362 / 422
Map Reference	MB 3 PG 66
Instrument Date	Jul 22, 2021
Instrument	2021004697
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PORTCREST HTS, MARION, NC 28752-4881

Mortgage

Document Number	2021004698
Date	Jul 22, 2021
Instrument	2021004698

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Portcrest Hts was $1,384.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00	$193,780 Land $35,000 Building $158,780
2023	$1,339.00 (+19.13%)	$193,780 (+20.82%) Land $35,000 Building $158,780	$193,780 (+20.82%) Land $35,000 Building $158,780
2022	$1,124.00	$160,390 Land $27,500 Building $132,890	$160,390 Land $27,500 Building $132,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Portcrest Hts in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Portcrest Hts is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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