10 Pond Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 10 Pond Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,282 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$317,000 (Oct 2006)
Tax Bill	$3,966 (2025)
Deeds & Mortgages	Feb 2022 Refinance Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:037 B:037 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:037 B:037 L`
Alternative APN	`449700`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	449700
Street Address	10 POND RD
City	OLD SAYBROOK
State	CT
Zip	06475-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Block	37
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	4
Census Block	4020
Census Tract	670200

Owner

10 Pond Rd is owned and occupied by two individuals who bought it in October 2006.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 POND RD, OLD SAYBROOK, CT 06475-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SCIENT FEDERAL CREDIT UNION
Aug 26, 2020	Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2006 · Amount on File
Deed Sale	Oct 16, 2006 · Amount on File
Deed Book / Page	505 / 802
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	10 POND RD, OLD SAYBROOK, CT 06475-2137
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000673-458
Date	Feb 4, 2022
Book Page	673/458

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	10 POND RD, OLD SAYBROOK, CT 06475-2137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	653-1010
Date	Aug 26, 2020
Book Page	653/1010

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Pond Rd was $3,966.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,966.00	$255,900 Land $78,200 Building $177,700	$179,130 Land $54,740 Building $124,390
2024	$3,966.00 (-1.2%)
2023	$4,014.00 (+1.83%)	$196,300 (-) Land $62,000 Building $134,300
2022	$3,942.00	$196,300 Land $62,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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