Floyd County property record for 10 Pledger Dr SW, Cave Spring, GA 30124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,196 sqft · built 1998 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,500 (Oct 2009) |
| Tax Bill | $1,949 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | F18--010 |
| Primary APN | F18--010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Area | 598 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 58352 |
|---|---|
| Street Address | 10 PLEDGER DR SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | PT4&5 CEDAR RIDGE SUB PB14-230 |
| Legal Subdivision | CEDAR RIDGE SUB |
| Legal Lot Number | 4-5 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 2000 |
10 Pledger Dr SW is owned and occupied by two individuals who bought it in October 2009.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PLEDGER DR SW, CAVE SPRING, GA 30124-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Dec 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on File |
| Deed Sale | Oct 20, 2009 · Amount on File |
| Prior Sale | Nov 15, 2001 |
| Deed Book / Page | 2206 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 10 PLEDGER DR SW, CAVE SPRING, GA 30124-2528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 PLEDGER DR SW, CAVE SPRING, GA 30124-2528 |
| Document Number | 0026970000000024 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 0000002697/0000000024 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Dec 19, 2018 |
| Property Address | 10 PLEDGER DR SW, CAVE SPRING, GA 30124-2528 |
| Document Number | 0025670314 |
| Book / Page | 002567 / 000314 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PLEDGER DR SW CAVE SPRING GA 301242528, CAVE SPRING, GA 30124-2528 |
The 2026 property tax bill for 10 Pledger Dr SW was $1,949, down 1.4% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,949.00 (-1.37%) | ||
| 2025 | $1,976.00 (+7.63%) | $69,020 (+7.55%) Land $12,776 Building $56,244 | $172,549 (+7.54%) Land $31,940 Building $140,609 |
| 2024 | $1,836.00 (+3.38%) | $64,177 (+3.56%) Land $11,356 Building $52,821 | $160,444 (+3.56%) Land $28,391 Building $132,053 |
| 2023 | $1,776.00 (+17.23%) | $61,973 (+21.33%) Land $10,324 Building $51,649 | $154,932 (+21.33%) Land $25,810 Building $129,122 |
| 2022 | $1,515.00 | $51,078 Land $8,437 Building $42,641 | $127,695 Land $21,093 Building $106,602 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Pledger Dr SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Pledger Dr SW is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 93% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD COUNTY serves 46,143 people · EPA ID GA1150001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures