10 Pleasant St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 10 Pleasant St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,300 sqft · built 1938
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$417,000 (Jan 2025)
Tax Bill	$4,418 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-0012-39`

Property Details

APN / Parcel Number

Primary APN	`3-0012-39`
Alternative APNs	`CUMB M:004 B:0335 L:000` `1-0028-10` `8943-97`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	2,279 sqft
1st Floor Area	650 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0028-10
Street Address	10 PLEASANT ST
City	CUMBERLAND
State	RI
Zip	02864-7816
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	40
Legal Block	335
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5014
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lonsdale Historic District listed 1984 · 121 contributing resources · NRIS 84002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Pleasant St, a duplex, is owned and occupied by an individual who bought it in January 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Nov 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Nov 17, 2022	Deed, Transfer
Apr 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Prior Sale	Nov 17, 2022 · Amount on File
Deed Book / Page	1994 / 803
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	001927-698
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 14, 2025
Property Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816
Document Number	001994-803
Book / Page	1994 / 803
Instrument Date	Jan 14, 2025
Instrument	147572
Transaction Type	Transfer
Record Updated	Jan 30, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816

Mortgage

Document Number	0000147573
Date	Jan 14, 2025
Instrument	147573

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	001994-821
Date	Jan 14, 2025
Book Page	1994/821
Instrument	147574

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 17, 2022
Property Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816
Document Number	001945-354
Book / Page	1945 / 354
Instrument Date	Nov 17, 2022
Instrument	136282
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816

Mortgage

Document Number	0000136283
Date	Nov 17, 2022
Instrument	136283

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 17, 2022
Property Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816
Document Number	001945-352
Book / Page	1945 / 352
Instrument Date	Nov 2, 2022
Instrument	136281
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 5, 2022
Property Address	10 PLEASANT ST, CUMBERLAND, RI 02864-7816
Document Number	001927-698
Book / Page	1927 / 698
Instrument Date	Mar 30, 2022
Instrument	132251
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 HINES RD, CUMBERLAND, RI 02864-6184

Tax Assessment & Valuation

The 2026 property tax bill for 10 Pleasant St was $4,418, up 12.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,418.00 (+12.1%)	$441,400 (+37.42%) Land $182,400 Building $259,000	$467,502
2025	$3,941.00	$321,200 Land $92,600 Building $228,600
2023	$3,732.00 (+28.38%)	$321,200 (+65.65%) Land $92,600 Building $228,600
2022	$2,907.00	$193,900 Land $67,900 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Pleasant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Pleasant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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