10 Pinnacle Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 10 Pinnacle Pl, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1989
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$148,438 (Mar 2022)
Tax Bill$3,648 (2025)
Deeds & MortgagesJul 2022 Transfer
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNA883002408

Property Details

APN / Parcel Number

Primary APNA883002408
Alternative APN
  • 3-0015-6293-00-0096.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area3,370 sqft
1st Floor Area1,520 sqft
Basement Area1,472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area79 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883002408
Street Address10 PINNACLE PL
CitySAINT CHARLES
StateMO
Zip63303-1925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES RIDGE #1 LOT 96
Legal SubdivisionEAGLES RIDGE #1
Legal Lot Number96
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2010
Census Tract311147

Owner

10 Pinnacle Pl is owned and occupied by an individual who acquired it in June 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Intrafamily Transfer, Transfer
Mar 18, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST COMMUNITY CU
Mar 18, 2022Executor's Deed, Transfer
CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP
Feb 28, 2017Deed of Trust, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2022 · Amount on File
Deed SaleMar 18, 2022 · Amount on File
Prior SaleAug 7, 2014 · Amount on File
Deed Document Number202216014
Last Transfer DateJun 6, 2022
Transfer Doc0000042227
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJul 29, 2022
Property Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925
Document Number0000042227
Map ReferenceMB 27 PG 100
Instrument DateJun 6, 2022
Instrument2022R-042227
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMar 18, 2022
Property Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925
Document Number0000016014
Map ReferenceMB 27 PG 100
Instrument DateMar 14, 2022
Instrument2022R-016014
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925

Mortgage

Document Number0000016016
DateMar 18, 2022
Instrument2022R-016016
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionST CHARLES MO
Recording DateMar 18, 2022
Property Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925
Document Number0000016015
Map ReferenceMB 27 PG 100
Instrument DateMar 14, 2022
Instrument2022R-016015
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10 PINNACLE PL, 10, SAINT CHARLES, MO 63303-1925

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address10 PINNACLE PL, SAINT CHARLES, MO 63303-1925
Document Number0067081389
Book / Page006708 / 001389
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedMar 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 PINNACLE PL ST CHARLES MO 633031925, ST CHARLES, MO 63303-1925

Mortgage

Document Number0067081389
DateMar 7, 2017
Book Page006708/001389
Instrument138190
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount on Record
Term240 Months
DueMar 6, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10 Pinnacle Pl was $3,648.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,724 (-)$319,602 (-) Land $60,000 Building $259,602
2025$3,648.00$60,724$319,602 Land $60,000 Building $259,602
2023$55,083
2022$289,912 Land $60,000 Building $229,912

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Pinnacle Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Pinnacle Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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