10 Pines Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 10 Pines Rd, Billerica, MA 01821

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,560 sqft · built 2017
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on Record
Last Sale$141,500 (Aug 1997)
Tax Bill$10,504 (2026)
Deeds & MortgagesMar 2022 Line of Credit
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNBILL M:0082 B:0046 L:0

Property Details

APN / Parcel Number

Primary APNBILL M:0082 B:0046 L:0

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,560 sqft Living Area
Gross Area5,822 sqft
Basement Area1,496 sqft
Unfinished Basement1,496 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 PINES RD
CityBILLERICA
StateMA
Zip01821-5181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal Block46
JurisdictionBILLERICA MA
Township / Civil DivisionBILLERICA
Census Block Group1
Census Block1016
Census Tract316201

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10 PINES RD, BILLERICA, MA 01821-5181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA
Oct 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Oct 22, 2020Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 1997 · Amount on Record
Deed SaleAug 29, 1997 · Amount on Record
Prior SaleSep 1, 1988 · Amount on Record
Deed Book / Page8753 / 73
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBILLERICA MA
Property Address10 PINES RD, BILLERICA, MA 01821-5181
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036902-174
DateMar 18, 2022
Book Page36902/174
Instrument11964
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBILLERICA MA
Property Address10 PINES RD, BILLERICA, MA 01821-5181
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36427-127
DateOct 26, 2021
Book Page36427/127
Instrument62530
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBILLERICA MA
Property Address10 PINES RD, BILLERICA, MA 01821-5181
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34801-85
DateOct 22, 2020
Book Page34801/85
Instrument52992
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBillerica Town
Unified School DistrictBillerica School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,504.00 (+3.16%)$904,700 (+1.03%) Land $309,400 Building $585,600$754,490 (-)
2025$10,182.00 (+1.71%)$895,500 (+0.99%) Land $300,200 Building $595,300$754,490 (+2.38%)
2024$10,011.00 (+3.6%)$886,700 (+8.92%) Land $294,200 Building $592,500$736,915
2023$9,663.00$814,100 Land $256,700 Building $557,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1996–2023)
Claims Outside the SFHA8 of 13
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Severe Storms And Flooding, May 2006 · 2 claims
  • Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBILLERICA WATER WORKS
serves 42,119 people · EPA ID MA3031000
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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