10 Pine St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 10 Pine St, Watertown, MA 02472 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,504 sqft · built 1945
Lot Size0.117 acres (5,080 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Oct 2016)
Tax Bill$9,105 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN38920-30

Property Details

APN / Parcel Number

Primary APN38920-30
Alternative APNs
  • WATE M:0706 B:0011 L:0005
  • 8495

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area2,983 sqft
Basement Area1,479 sqft
Unfinished Basement1,479 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,080 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8495
Street Address10 PINE ST
CityWATERTOWN
StateMA
Zip02472-2164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
Legal Lot Number5
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group1
Census Block1002
Census Tract370104

Owner

Source: Middlesex County and Watertown City records · APN 38920-30

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 PINE ST, WATERTOWN, MA 02472-2164
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2016 · Amount on Record
Deed SaleOct 05, 2016 · Amount on Record
Prior SaleAug 27, 2013
Deed Book / Page68159 / 208
Transfer Doc62529-37
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address10 PINE ST, WATERTOWN, MA 02472-2164
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76340-144
DateDec 04, 2020
Book Page76340/144
Instrument229890
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,105.00 (+12.9%)$779,500 (+13.09%) Land $469,500 Building $310,000$838,660 (+5.64%)
2024$8,065.00 (-10.38%)$689,300 (+4.01%) Land $449,600 Building $239,700$793,915
2023$8,999.00$662,700 Land $428,200 Building $234,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173701041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 926 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880

May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Pine St

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