10 Pine Brook Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 10 Pine Brook Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,858 sqft · built 2005
Lot Size	0.257 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2025)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00540-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00540-0050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Heated Area
Gross Area	2,492 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.257 acres)
Driveway	Driveway
Driveway Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10 PINE BROOK DR
City	PALM COAST
State	FL
Zip	32164-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00054 LOT 0005 SUBDIVISION COMPLETION YEAR 1980 OR 211 PG 139 OR 879 PG 836 OR 1039 PG 364 OR 110
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	54
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1023
Census Tract	60213

Owner

10 Pine Brook Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Flagler County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	10 PINE BROOK DR, PALM COAST, FL 32164-7052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK
Mar 12, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 30, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	2025010432
Deed Book / Page	2943 / 573
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	10 PINE BROOK DR, PALM COAST, FL 32164-7052
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 VAN BUREN LOOP, AUBURNDALE, FL 33823-2769

Mortgage

Document Number	0027141565
Date	Aug 16, 2022
Book Page	2714/1565
Instrument	2022041565

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Dec 1, 2050

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 12, 2025
Property Address	10 PINE BROOK DR, PALM COAST, FL 32164-7052
Document Number	0029430573
Book / Page	2943 / 573
Map Reference	MB 9 PG 20-35
Instrument Date	Feb 28, 2025
Instrument	2025010432
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2019 VAN BUREN LOOP, AUBURNDALE, FL 33823-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 PINE BROOK DR, PALM COAST, FL 32164-7052

Mortgage

Document Number	0002943575
Date	Mar 12, 2025
Instrument	2943/575

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 30, 2020
Property Address	10 PINE BROOK DR, PALM COAST, FL 32164-7052
Document Number	0024991035
Book / Page	2499 / 1035
Map Reference	MB 9 PG 20-35
Instrument Date	Nov 23, 2020
Instrument	2020049310
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COLUMBIA TITLE RESEARCH CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PINE BROOK DR, PALM COAST, FL 32164-7052

Mortgage

Document Number	0024991036
Date	Nov 30, 2020
Instrument	2499/1036

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Pine Brook Dr was $2,808 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00 Homeowner's exemption	$197,657	$262,090 Land $53,000 Building $209,090
2023	$2,663.00 (+1.18%) Homeowner's exemption	$186,492 (+3%)	$262,515 (+6.38%) Land $42,000 Building $220,515
2022	$2,632.00 Homeowner's exemption	$181,061	$246,776 Land $44,000 Building $202,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Pine Brook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Pine Brook Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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