Middlesex County and Reading Town property record for 10 Pierce St, Unit 3, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,887 sqft · built 2012 |
| Lot Size | 0.506 acres (22,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Nov 2021) |
| Tax Bill | $7,653 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Nov 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0003-0273.0 |
| Primary APN | READ M:022.0-0003-0273.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,887 sqft Living Area |
| Gross Area | 2,306 sqft |
| Basement Area | 419 sqft |
| Unfinished Basement | 419 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,075 sqft |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 880000000100 |
|---|---|
| Street Address | 10 PIERCE ST, 3 |
| City | READING |
| State | MA |
| Zip | 01867-2775 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 PIERCE ST, 3, READING, MA 01867-2775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Nov 8, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Feb 13, 2018 | Grant Deed, Transfer |
| Feb 13, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage FINANCE AMERICA |
| Dec 13, 2017 | Deed of Trust, Mortgage · Line of Credit ST JEANS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on Record |
| Deed Sale | Nov 8, 2021 · Amount on Record |
| Prior Sale | Feb 13, 2018 · Amount on Record |
| Deed Book / Page | 79096 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 PIERCE ST UNIT 3, 3, READING, MA 01867-2775 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076623-242 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 76623/242 |
| Instrument | 2210 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 8, 2021 |
| Property Address | 10 PIERCE ST UNIT 3, 3, READING, MA 01867-2775 |
| Document Number | 079096-220 |
| Book / Page | 79096 / 220 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 244183 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PIERCE ST UNIT 3, 3, READING, MA 01867-2775 |
| Document Number | 0000244184 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 244184 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 13, 2018 |
| Property Address | 10 PIERCE ST UNIT 3, 3, READING, MA 01867-2775 |
| Document Number | 70622-589 |
| Book / Page | 070622 / 000589 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 20721 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PIERCE ST #3 READING MA 018672635, 3, READING, MA 01867-2635 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 13, 2018 |
| Property Address | 10 PIERCE ST UNIT 3, 3, READING, MA 01867-2775 |
| Document Number | 70622-595 |
| Book / Page | 070622 / 000595 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 20724 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,553.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 PIERCE ST #3 READING MA 018672635, 3, READING, MA 01867-2635 |
| Document Number | 70623-3 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 070623/000003 |
| Instrument | 20727 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 PIERCE ST UNIT 3, 3, READING, MA 01867-2775 |
| Document Number | 70375-431 |
| Book / Page | 070375 / 000431 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70375-431 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 070375/000431 |
| Instrument | 1829 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,653.00 (-0.67%) | $698,300 (+3.22%) Building $698,300 | $745,288 (-1.86%) |
| 2025 | $7,705.00 (+3.9%) | $676,500 (+6.91%) Building $676,500 | $759,430 (+2.66%) |
| 2024 | $7,416.00 (+0.72%) | $632,800 (+8.21%) Building $632,800 | $739,765 |
| 2023 | $7,363.00 | $584,800 Building $584,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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