10 Pickard Ln, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 10 Pickard Ln, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,308 sqft · built 1983
Lot Size	4.02 acres (175,111 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (Jan 1996)
Tax Bill	$13,817 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:64-P:018`

Property Details

APN / Parcel Number

Primary APN	`M:64-P:018`
Alternative APN	`NREA M:064.0 B:0000 L:0018.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	175,111 sqft (4.02 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 PICKARD LN
City	NORTH READING
State	MA
Zip	01864-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	18.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	2
Census Block	2000
Census Tract	330101

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10 PICKARD LN, NORTH READING, MA 01864-2451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 9, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Apr 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 1996 · Amount on Record
Deed Sale	Jan 12, 1996 · Amount on Record
Prior Sale	Aug 7, 1995 · Amount on Record
Last Transfer Date	Jul 11, 2025
Transfer Doc	0084719-67
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Recording Date	Apr 30, 2026
Property Address	10 PICKARD LN, NORTH READING, MA 01864-2451
Document Number	085531-423
Book / Page	85531 / 423
Instrument Date	Apr 17, 2026
Instrument	202648231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PICKARD LN, NORTH READING, MA 01864-2451

Mortgage

Document Number	0000048231,
Date	Apr 30, 2026
Book Page	85531/423
Instrument	202648231

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Oct 9, 2025
Property Address	10 PICKARD LN, NORTH READING, MA 01864-2451
Document Number	0084719-67
Book / Page	84719 / 67
Instrument Date	Jul 11, 2025
Instrument	122989
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PICKARD LN, NORTH READING, MA 01864-2451

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	10 PICKARD LN, NORTH READING, MA 01864-2451
Document Number	72435-531
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PICKARD LN NORTH READING MA 018642451, NORTH READING, MA 01864-2451

Mortgage

Document Number	72435-531
Date	Apr 9, 2019
Book Page	072435/000531
Instrument	43898

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	10 PICKARD LN, NORTH READING, MA 01864-2451
Document Number	69262-507
Book / Page	069262 / 000507
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69262-507
Date	May 10, 2017
Book Page	069262/000507
Instrument	69323

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,817.00 (+0.86%)	$1,061,200 (+1.17%) Land $550,000 Building $511,200	$1,166,137
2025	$13,699.00 (+4.2%)	$1,048,900 (+5.4%) Land $547,900 Building $501,000
2024	$13,147.00 (+0.09%)	$995,200 (+6%) Land $494,200 Building $501,000
2023	$13,135.00	$938,900 Land $485,500 Building $453,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pickard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures