10 Phyllis Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 10 Phyllis Rd, Freehold, NJ 07728

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 1,228 sqft · built 1956
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,317 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00024-01-00020`

Property Details

APN / Parcel Number

Primary APN	`16-00024-01-00020`
Alternative APNs	`1600024000100020` `1600024A00020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Gross Area
1st Floor Area	1,228 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	1600024A00020
Street Address	10 PHYLLIS RD
City	FREEHOLD
State	NJ
Zip	07728-1606
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	SF05
Legal Subdivision	PARK AVE HOMES/MARGIE CONST
Legal Block	24.1
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2019
Census Tract	811000

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 16, 2023
Transfer Doc	0096324379
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097559242
Date	Sep 12, 2025
Book Page	9755/9242
Instrument	2025072516

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 27, 2023
Property Address	10 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Document Number	0096324379
Book / Page	9632 / 4379
Instrument Date	Jan 16, 2023
Instrument	2023006685
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	IDEAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 PHYLLIS RD, FREEHOLD, NJ 07728-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 PHYLISS RD, FREEHOLD, NJ 07728-1606

Mortgage

Document Number	2023006686
Date	Jan 27, 2023
Instrument	2023006686

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 17, 2021
Property Address	10 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Document Number	0095587459
Book / Page	9558 / 7459
Instrument Date	Nov 12, 2021
Instrument	2021166837
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	984 WOODLANE RD, JACKSON, NJ 08527-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PHYLISS RD, FREEHOLD, NJ 07728-1606

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,600 (-5.19%) Land $254,800 Building $152,800	$407,600 (-5.19%) Land $254,800 Building $152,800
2025	Disabled Person's exemption Veteran's exemption	$429,900 (+22.23%) Land $278,500 Building $151,400	$429,900 (+22.23%) Land $278,500 Building $151,400
2024	$8,317.00 (+17.16%)
2023		$351,700 Land $206,500 Building $145,200	$351,700 Land $206,500 Building $145,200
2022	$7,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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