Worcester County and Worcester City property record for 10 Phillips St, Worcester, MA 01604 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 1987 |
| Lot Size | 0.168 acres (7,320 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $325,000 (Jul 2018) |
| Tax Bill | $6,731 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-025-00015 |
| Primary APN | 17-025-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 4,008 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,320 sqft (0.168 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 17-025-00015 |
|---|---|
| Street Address | 10 PHILLIPS ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-1771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WORCESTER |
| Legal Block | 25 |
| Legal Lot Number | 15 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 732202 |
Source: Worcester County and Worcester City records · APN 17-025-00015
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 21 N REMSEN AVE, WAPPINGERS FALLS, NY 12590-1616 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Line of Credit SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
| Apr 10, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 02, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU |
| Aug 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 19, 2018 | Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Deed Book / Page | 59122 / 210 |
| Last Transfer Date | Jan 23, 2024 |
| Transfer Doc | 0070379-87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 PHILLIPS ST, WORCESTER, MA 01604-1771 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066937-153 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 66937/153 |
| Instrument | 4900 |
| Name | SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 10, 2024 |
| Property Address | 10 PHILLIPS ST, WORCESTER, MA 01604-1771 |
| Document Number | 0070379-87 |
| Book / Page | 70379 / 87 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 25846 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 N REMSEN AVE, WAPPINGERS FALLS, NY 12590-1616 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 PHILLIPS ST, WORCESTER, MA 01604-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58617-166 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 58617/166 |
| Instrument | 30524 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 PHILLIPS ST, WORCESTER, MA 01604-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60947-168 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 60947/168 |
| Instrument | 86569 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 PHILLIPS ST, WORCESTER, MA 01604-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63769-341 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 63769/341 |
| Instrument | 140594 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jul 19, 2018 |
| Property Address | 10 PHILLIPS ST, WORCESTER, MA 01604-1771 |
| Document Number | 59122-210 |
| Book / Page | 059122 / 000210 |
| Instrument Date | Jun 30, 2018 |
| Instrument | 73461 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 PHILLIPS ST WORCESTER MA 016041771, WORCESTER, MA 01604-1771 |
| Document Number | 59122-214 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 059122/000214 |
| Instrument | 73462 |
| Name | LOANDEPOT COM |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2048 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,731.00 (+6.22%) | $510,300 (+15.48%) Land $117,700 Building $392,600 | $493,335 (+2.14%) |
| 2024 | $482,980 | ||
| 2023 | $6,337.00 | $441,900 Land $102,300 Building $339,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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