10 Phillips Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 10 Phillips Rd, Sagamore Beach, MA 02562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,722 sqft · built 1926
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Company Names on Record
Last Sale	$730,000 (Aug 2021)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:4.4 P:24`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:4.4 P:24`
Alternative APNs	`M:004.4 P:024.00 D:03` `775`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
Gross Area	3,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,710 sqft (0.177 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	775
Street Address	10 PHILLIPS RD
City	SAGAMORE BEACH
State	MA
Zip	02562-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2013
Census Tract	13800

Owner

Source: Barnstable County and Bourne Town records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	515 HOLYOKE ST, LUDLOW, MA 01056-1218
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit HOMEFIELD CREDIT UNION
Aug 6, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Book / Page	34362 / 136
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	034362-136
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	10 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2202
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033703-151
Date	Jan 20, 2021
Book Page	33703/151
Instrument	4384

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Aug 6, 2021
Property Address	10 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Document Number	034362-136
Book / Page	34362 / 136
Instrument Date	Aug 2, 2021
Instrument	52159
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HOLYOKE ST, LUDLOW, MA 01056-1218

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,235.00 (+2.26%)	$926,400 (+5.01%) Land $626,600 Building $299,800	$1,597,615
2024	$7,075.00 (+2.86%)	$882,200 (+13%) Land $596,700 Building $285,500
2023	$6,878.00	$780,700 Land $528,100 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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