10 Phillips Manor Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 10 Phillips Manor Rd, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1961
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Feb 2018)
Tax Bill	$10,218 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2018 Line of Credit + 1 more
APN	`21-00039-3-00001`

Property Details

APN / Parcel Number

Primary APN	`21-00039-3-00001`
Alternative APN	`2100039000300001`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	29,185 sqft (0.67 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10 PHILLIPS MANOR RD
City	TOWACO
State	NJ
Zip	07082-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R27A
Legal Subdivision	MARIE H BENEDETTI
Legal Block	39.3
Legal Lot Number	1
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	2
Census Block	2006
Census Tract	40801

Owner

10 Phillips Manor Rd is owned and occupied by two individuals who bought it in February 2018.

Source: Morris County and Montville Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PHILLIPS MANOR RD, TOWACO, NJ 07082-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage LINCOLN 1ST BANK
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit LINCOLN 1ST BANK
Feb 1, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Deed Document Number	20186896
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 PHILLIPS MANOR RD, TOWACO, NJ 07082-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238171809
Date	Jul 15, 2020
Book Page	23817/1809
Instrument	2020044737

Lender

Name	LINCOLN 1ST BANK
Type	Bank
Address	MONTVILLE, NJ 07045

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jun 8, 2035

Interest

Rate	2.99%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 PHILLIPS MANOR RD, TOWACO, NJ 07082-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233641193
Date	Jun 20, 2018
Book Page	23364/1193
Instrument	2018033877

Lender

Name	LINCOLN 1ST BANK
Type	Bank
Address	LINCOLN PARK, NJ 07035

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 1, 2018
Property Address	10 PHILLIPS MANOR RD, TOWACO, NJ 07082-1219
Document Number	0232891808
Book / Page	023289 / 001808
Instrument Date	Jan 25, 2018
Instrument	6896
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 PHILLIPS MANOR RD TOWACO NJ 070821219, TOWACO, NJ 07082-1219

Mortgage

Document Number	232891814
Date	Feb 1, 2018
Book Page	023289/001814
Instrument	6897

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,000 (-) Land $258,500 Building $126,500	$385,000 (-) Land $258,500 Building $126,500
2025		$385,000 Land $258,500 Building $126,500	$385,000 Land $258,500 Building $126,500
2024	$10,218.00
2023		$385,000 Land $258,500 Building $126,500	$385,000 Land $258,500 Building $126,500
2022	$9,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Phillips Manor Rd; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Phillips Manor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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