10 Phillips Dr, Colrain, MA 01340 Property Records

Franklin County and Colrain Town property record for 10 Phillips Dr, Colrain, MA 01340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2025)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	Sep 2024 Refinance Jul 2025 Sale & Mortgage
APN	`COLR M:4150 B:0033 L:00000`

Property Details

APN / Parcel Number

Primary APN	`COLR M:4150 B:0033 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	3,524 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 PHILLIPS DR
City	COLRAIN
State	MA
Zip	01340-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	33
Jurisdiction	COLRAIN MA
Township / Civil Division	COLRAIN
Census Block Group	3
Census Block	3021
Census Tract	40100

Owner

Source: Franklin County and Colrain Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PHILLIPS DR, COLRAIN, MA 01340-9618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Deed Book / Page	8511 / 223
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLRAIN MA
Property Address	10 PHILLIPS DR, COLRAIN, MA 01340-9618
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008373-209
Date	Sep 17, 2024
Book Page	8373/209
Instrument	8507

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLRAIN MA
Recording Date	Jul 30, 2025
Property Address	10 PHILLIPS DR, COLRAIN, MA 01340-9618
Document Number	008511-223
Book / Page	8511 / 223
Instrument Date	Jul 30, 2025
Instrument	6589
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 PHILLIPS DR, COLRAIN, MA 01340-9618

Mortgage

Document Number	0000006590
Date	Jul 30, 2025
Instrument	6590

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Franklin County and Colrain Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Colrain Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,889.00 (+14.28%)	$213,000 (+18.8%) Land $33,800 Building $179,200
2024	$3,403.00 (-4.17%)	$179,300 (-0.88%) Land $33,800 Building $145,500	$437,950
2023	$3,551.00	$180,900 Land $33,800 Building $147,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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