10 Philhower Rd, Califon, NJ 07830 Property Records

Hunterdon County and Tewksbury Township property record for 10 Philhower Rd, Califon, NJ 07830

Property Summary

Property Type	Single Family Home
Details	4,036 sqft · built 1987
Lot Size	3.03 acres (132,422 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Feb 2009)
Tax Bill	$19,230 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-00008-0000-00002-03`

Property Details

APN / Parcel Number

Primary APN	`24-00008-0000-00002-03`
Alternative APNs	`24000080000000020003` `24000080000000023`

Interior

Stories	2 Stories
Building Area	4,036 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	132,422 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	24000080000000023
Street Address	10 PHILHOWER RD
City	CALIFON
State	NJ
Zip	07830-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HL
Legal Subdivision	PHILHOWER ROAD
Legal Block	8
Legal Lot Number	2.3
Jurisdiction	HUNTERDON NJ
Township / Civil Division	TEWKSBURY
Census Block Group	3
Census Block	3009
Census Tract	10100

Owner

10 Philhower Rd is owned and occupied by two individuals who bought it in February 2009.

Source: Hunterdon County and Tewksbury Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PHILHOWER RD, CALIFON, NJ 07830-3318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2009 · Amount on File
Deed Sale	Feb 27, 2009 · Amount on File
Deed Document Number	200939720
Deed Book / Page	2226 / 191
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	10 PHILHOWER RD, CALIFON, NJ 07830-3318
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20210707000200740
Date	Jul 7, 2021
Book Page	4385/356
Instrument	20210707000200740

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.49%
Index	LIBOR

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	10 PHILHOWER RD, CALIFON, NJ 07830-3318
Document Number	0000031940
Book / Page	004014 / 000021
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 PHILHOWER RD CALIFON NJ 078303318, CALIFON, NJ 07830-3318

Mortgage

Document Number	0000031940
Date	Feb 8, 2017
Book Page	004014/000021
Instrument	31940

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	10 PHILHOWER RD, CALIFON, NJ 07830-3318
Document Number	0000041250
Book / Page	004015 / 000597
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 PHILHOWER RD CALIFON NJ 078303318, CALIFON, NJ 07830-3318

Mortgage

Document Number	0000041250
Date	Feb 21, 2017
Book Page	004015/000597
Instrument	41250

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Philhower Rd was $19,230, up 3.7% from the year before.

Source: Hunterdon County and Tewksbury Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Tewksbury Township
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)
Elementary School District	Tewksbury Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,400 (-) Land $195,800 Building $567,600	$763,400 (-) Land $195,800 Building $567,600
2025	$19,230.00 (+3.71%)	$763,400 Land $195,800 Building $567,600	$763,400 Land $195,800 Building $567,600
2024	$18,542.00
2023		$625,600 Land $195,800 Building $429,800	$625,600 Land $195,800 Building $429,800
2022	$14,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Philhower Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1984–2023)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Philhower Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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